There is the argument that we should lay it down and stop worrying so much about the future in order to live it up “now.”
However, when people say that, they often say it in the effect that enjoying the present and saving for later are mutually exclusive. Sometimes people are full of crap. Let me correct myself, sometimes is incorrect, it should be often time.
I believe you can do both. It is a matter of juggling and making choices. You may have to make sacrifice and compromise here and there in the now in order to make progress with both. It comes down to knowing yourself and deciding the important things in your life. People need to spend time to think about these — what do you know about yourself and the important things in your life?
And when you think, you need to think beyond the limit of their “norms”, and these norms include years of experience performing the same patterns of action, cultural background, religion, familial influence, peer pressure… And this is where real learning needs to take place. Being aware in everyday experience. Observing the world and the people around them. Seeing the cause and effect. Reading lots of books.
Back to the topic of enjoying the present and saving for later… I think people misconceive consciously or subconsciously that saving connotes pain and suffering. This is due to the consumeristic nature of our society. They got conditioned by advertising and then by power of the peers to have the if-you-don’t-spend-money-to-get-things-now-you-are-not-having-a-good-time mentality. Or the oh-woe-be-me-if-I-don’t-own-these-certain-things mentality. I did say “conditioned”, but people themselves have partial responsibility that they allow themselves be conditioned. They follow instructions because it is easier. Once again, people are not thinking critically for themselves.
And why does enjoying the present now usually mean you have to spend a butt load of money anyways? Yes, trips may cost quite a bit but you are not doing trips everyday I assume. There are many simple things to appreciate. There are a multitude of activities with minimal costs that provide enjoyable experience. People overlook those things. They lack awareness in life. Are you always looking for things to buy to feel excited? Do you often feel bored when you are not doing something? Do you have to have “this” (things or experience) to feel satisfied? I think those are all symptoms of the same — lack of awareness.
And we can also talk about people succumbing to the idea of standard of living. As age progresses, people have adopted so many what used to be luxurious and extravagant things into requirements as the “supposed” standard of living. What is this standard of living anyways? And what is normal? Perhaps they need to be more abnormal and start creating their own version of standard of living, instead of letting themselves fall into this bucket of people deemed normal. They are letting this normal defines them. And note, I am not saying you cannot having normal things and act the norm, just that you are to think for yourself and make the choice to do so. You align your decisions with your priorities in life. You define your normal.
I dare say that most people who have or had debt problems fall into one of the last 3 conditions. You may think the causes should be more complicated than those, and that would be fine. But I prefer to break things down to their bottom lines. I will leave the analysis of the complex human nature to the experts, or the “experts”, and I will continue to keep things simple. Though remember, simple does not mean easy.
Originally posted 2008-08-16 01:31:15. Republished by Blog Post Promoter