No Need For Financially Aware Consumers

Between the housing slump and the effect of globalization, U.S. economy is highly dependent and driven by consumer spending based on data from the first half of the year. Why did I bring this up? We people who blog about personal finance have often mention the need to teach financial awareness. This is especially true after looking at the lowest American savings rate in ages. People should educate themselves about personal finance to be financially ready for the future, to be able to take care of the inevitable parts of life concerning personal finance…

But then, I think those business people (I’ll call them “the man” from here) don’t want people to be so financially aware…

“The man” don’t want us to understand to figure out lesser deals that means bigger profit margin for them.
“The man” don’t want us to be frugal.
“The man” don’t want us to have budgets.
“The man” want us to put all our money into their pockets!

I know. I know. It’s a bit “conspiracy-theory-ish”, but after all, the economy is ESPECIALLY depending on consumers’ spending these days.

Just a thought.

Originally posted 2007-06-29 00:47:00. Republished by Blog Post Promoter

The Excess in Our Society, Now is the Shedding Time

A friend sent me link about a new Sony Vaio laptop.

The world’s lightest 8″ notebook, the 1.4-pound VAIO® P Series Lifestyle PC does more than you could imagine–with impeccable style. Email at the airport, IM from the park, or just show it off when you want some attention.

Honestly, who really needs a laptop that is 1.4lb that is mega-expensive? What the F is a person gonna use it for? Throw it like a baseball? It’s not big enough to read and browse and work on it comfortably. It’s not small enough like smart phones, with resembling functions, for you to carry around. If you have trouble carrying around a 4 to 5 lb of very portable laptop, may I say you have a physical condition called weak, and by that I mean, weaker than a 5-year-old.

So in the end, it is all about the last comment — just show it off when you want some attention — that which appeals to the emotional side of consumers. And people will fall for it too, as we have come to adopt the consumeristic lifestyle, which boomed in the past decades. Just maybe less peope will fall for it now, but such things like this laptop are the reflections of the excess in our society.

The lavish lifestyle of the super-rich.
The giant house that’s too big even for a family, let alone just a couple.
The big house that parents insist to buy because they have… TWO kids.
The ultra mega-pixel digital camera, when common users won’t even have practical usage of pictures from a 4MP camera.
The pick-up and SUVs for just-in-case big items.
Uh… Hummer!
Fancy gym memberships that 85% (or whatever large amount) of the people don’t use.
The obsessive of saving this and that, or war on this and that, while each individual has trouble taking care of the self, mastering the self.
Talk shows, reality TVs, game shows.
The amount of lawsuits, blaming, victimizing the self.

And the biggest reflection of excess is… the unhealthiness, both physical and mental, of the general population. Just look at obesity, many terminal illness, depression, people going hay-wired, rising health care cost, general uncaring-ness of each other… I believe are all reflections of the same thing.

The excessive excess we have reflects a general lacking inside. Something is amiss which causes us to be so materialistic, even though it is all about looking inside yourself. Since nobody does that, they never fulfill the lack and continue to chase materials, in the form of money, in the form of a successful career, in the form of owning things. Thus the excess. All the while, without looking at yourself and taking care of the self first, people’s physical and mental condition deteriorate because they only know to chase materials. Thus all the physiological and mental illness.

So until each individual learns to take care of the self and learns to look within rather than without, and thereby shedding the excess, our problems will always be re-occurring, if only in different forms. Look at the past 3000 years. Humans hadn’t really changed. If anything, I think we are in worse shape than ever, despite the entrepreneurship, despite technology, despite all the knowledge and information we possess now.

Originally posted 2009-01-16 01:44:23. Republished by Blog Post Promoter

Questions for U.S. President George Bush Junior

I talked about reflecting on yourself to become a better “you” as everyday goes by.

I’m not a very political person, but I wonder if our president does any self-reflection.
I wonder if President George Bush Junior ever think to himself:

I’m already the president of U.S., the most powerful man in U.S. and possibly in the world, do I really need more power?
Maybe I should use my power more appropriately, for better cause, and not abuse the darn thing…

I (and my friends) have a crap load of money already, do I really have to help us obtain more?
Maybe we can use our time, money, and effort to help and advocate medical research or any kind of benefical social efforts.

I’m making more mistakes than I really want to when I speak in public…
Maybe I should work on my vocabulary and practice the presentation…

Had there been “a little” too many lives lost among all the wars I started here and there?
Maybe it’s time to find a way to stop them.

I have always been pushing democracy to the other parts of the world. Why don’t people understand?
Maybe they don’t understand the fundamentals of democracy. Wait, do I know the fundamentals of democracy? Is United States being a good example of democracy under my ruling?

Should I listen more to the opinions of the people I am supposed to be serving?
Maybe it’s time I listen to other perspectives.

Did I really change the government for the better?
Did I really make America a better place?
Have I contributed to the world positively?

And finally…
Am I being a good president? Am I being a good person?

Personally, I’m not sure if he can close his eyes and say with peace in his heart, “Yes”.
But that’s just me.

Do you have questions for our Mr. President?

Originally posted 2007-08-19 13:10:55. Republished by Blog Post Promoter

The Missing Fundamental Element in Human Society

I like to think about things. I especially like to contemplate about the big picture. And by big picture, I mean to dig deep to realize the most fundamental, underlying, pattern, mechanism that drive the big picture.

Therefore, I ask, “What could be one most fundamental element, beyond economy, beyond politics, that is lacking that wrecks havoc in the human world, or rather, preempt humans to wreck havoc with themselves? Why all the human issues because of this missing element?”

I can think come up with one idea… that is — wisdom.

We are sorely lacking in wisdom.

We value intelligence. We value knowledge. Therefore, we value smart (and usually the more aggressive) people. We know those are very much emphasized. But none of those are wisdom.

These days, nobody talks about wisdom. Nobody talks about becoming wise these days. It is not important. In fact, if you say “I want to be wise”, people probably edge away from you and think you are nuts.

We can all agree that someone extremely smart can be very unwise. Wisdom is not associate with smartness and intelligence. So, what could be wisdom? What comes to mind when you think of wisdom? Perhaps you can share. I will opine in the next post.

Originally posted 2009-11-04 00:19:45. Republished by Blog Post Promoter

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